Distressed Receivables Specialists

Monetize distressed receivables & bankruptcy claims.

Name: First American Settlements
Address: 575 5th Avenue, New York, NY, US

We find, verify, and buy long-overlooked Chapter 7 claims — so you get cash now instead of waiting years for an uncertain payout.

See if you have a claim How it works

1–3 days

From verification to a cash offer

~48 hrs

Payment after you accept

Upfront cost to you, ever

Ch. 7

Unsecured claims (GUCs) we specialize in

Two professionals reviewing documents together at a table

Why First American

A boutique buyer for the claims others forget.

We work the long-dormant corners of Chapter 7 bankruptcies — the unsecured claims most firms have written off — and turn them into cash for the people still owed.

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We find what others miss

We specialize in long-dormant, low-profile Chapter 7 cases — unsecured claims others have forgotten or written off.

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No upfront costs. Ever.

We handle the research, due diligence, and legal filings. You pay nothing unless we unlock value for you.

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Speed & simplicity

We make straightforward offers. No complex contracts. No waiting for court rulings for bankruptcy claims distributions.

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Compete with the big names

A more personalized, boutique experience than firms like Argo Partners or Fair Harbor — without sacrificing customer service.

Questions, answered

Frequently asked questions

What exactly do you do?

We identify and purchase long-overlooked Chapter 7 bankruptcy claims — often unsecured creditor claims (GUCs) — that may still have recoverable value. If you have a claim, we'll offer to buy it for cash. If you're unsure, we'll investigate at no cost.

How do I know if I have a claim?

If you were ever listed as a creditor in a bankruptcy filing — even years ago — you may still hold a valid claim. We can help verify it for free.

Why would I sell a claim?

Bankruptcy claims can take years to pay out — if ever. Selling lets you realize immediate value without waiting for uncertain, delayed distributions.

How long does the process take?

From verification to offer, typically 1–3 business days. If you accept, payment can often be made within 48 hours.

What's the catch?

There is none. We make fair, market-based offers. You can accept, reject, or ignore it — no pressure, no obligation.

What kinds of claims are you looking for?

We're especially interested in Chapter 7 GUCs — unsecured receivables from bankrupt entities, often overlooked by creditors. These may include trade payables, court-allowed claims, or legacy write-offs.

Are you affiliated with the bankruptcy court or debtor?

No. We are an independent, private party with no formal ties to any debtor or court.

Get in touch

Find out what your claim is worth.

Tell us a little about your situation. If there's recoverable value, we'll come back with a no-obligation offer — usually within a few business days.

Office

First American Settlements

575 5th Avenue, New York, NY, USA

Get directions →

Hours

Monday – Friday · 9:00 AM – 5:00 PM

Saturday – Sunday · Closed

Start a claim review

No cost, no obligation.